Most US seniors of retirement age and some disabled people get Medicare health benefits. And even though the federal system has some issues, and does not cover all health related services, it is still important to make sure that these vulnerable and higher risk people are able to access health insurance.
Most of the time, beneficiaries are entitled to Part A and B. Part A is also called hospital insurance, and it usually comes with no cost to the beneficiary. Part B, medical insurance, does require most covered people to pay a premium. Right now that premium is less than $100, and it often comes right out of a member’s social security check, so some people do not even realize they pay that amount every month. Part A and Part B are also called traditional Medicare.
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